Southern Maryland Home Owners Insurance 
Whether you own a house or condominium, or live in rental property, we have a policy that is right for you.
- We protect the roof over your head and everything under it, especially your sense of security.
State Farm® has been writing homeowners insurance for over 60 years. Today, we insure about 13.5 million homes. to obtain more information about Southern Maryland Home Owners Insurace please call Wayne Shemaker: (410) 535-0434.
We offer broad protection that you can trust, plus affordable rates, and outstanding service. The State Farm Homeowners Insurance Policy offers protection for your dwelling, as well as your personal possessions and personal liability. If something like fire makes your home uninhabitable, State Farm covers the increased costs of a place to live until you can move back in. We can replace personal belongings at replacement value - not the depreciated value. Homeowners insurance can help protect you in case of a liability lawsuit against you. This could occur in a situation where you are held responsible for:
- Injury to another person
- Damage to another person's property
This could apply whether the incident occurred within your residence or elsewhere.
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When you purchase your homeowners and auto insurance from State Farm, you could be eligible for premium discounts on both policies.
You may qualify for premium discounts for having such devices as fire or smoke detectors, or burglar alarms (this may not be available in some states or provinces).
In addition, you may be able to lower your premiums with higher deductibles.
Higher deductibles lower your premium, but increase the amount you must pay out of your own pocket if a covered loss occurs. Ask yourself how much you are willing to pay in order to save on premium. Not available in some states or provinces.
Wayne Shoemaker, CASL, ChFC, CLU, LUTCF www.wayneshoemaker.net
Phone: (410) 535-0434
Toll Free: (877) 678-7968
Fax: (410) 535-5949
Mobile: (410) 980-5045
Southern Maryland Home Owners Insurance - Wayne Shoemaker - State Farm
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